1. Business Information: Mogul Digital Inc. Email: info@mmemogul.com Phone: 613-209-4689 Address: 1108-250 Consumers Road #782, North York, Ontario, M2J 4V6, Canada

2. Purchasing Digital Products: Customers can purchase digital products, online courses, ebooks, and templates via our website. We also offer select products and services on a subscription basis. Payments are processed through our third-party payment gateway provided by Stripe.com.

3. Refund and Return Policy:

• All digital product sales are final. No refunds or exchanges are allowed, as there is no means to retrieve these digital resources post-purchase.

• Returns for physical planners and journals are only accepted when purchased through Amazon, following Amazon's return policy.

• Virtual services require a 30% non-refundable deposit to secure a booking.

4. Virtual and In-Person Services: Each virtual and in-person service will require a signed agreement detailing the terms and conditions for that specific service.

5. Age Restriction: All customers must be at least 18 years of age to use our website, products, and services.

6. Physical Merchandise Delivery: Our physical planners and journals are sold and shipped through Amazon. Please refer to Amazon's shipping and return policies for further information.

7. Payment Processing: Payments are securely processed through Stripe.com. Stripe's terms and conditions apply to all transactions processed through our website.

8. Cookies and Tracking: We use cookies and tracking technologies on our website. Visitors have the option to opt out of cookies when visiting our website. Please refer to our Privacy Policy for more information.

9. Data Security: We take data security seriously. Please refer to our Privacy Policy for details on how we protect and handle customer data.

10. User-Generated Content: All visitors are expected to conduct themselves respectfully on our website and towards our staff. We reserve the right to block or restrict access to our website for any user who fails to adhere to these guidelines.

11. Dispute Resolution: Please refer to our Privacy Policy for details on dispute resolution, jurisdiction, and other relevant information.

12. Disclaimers and Liability Limitations: All information provided on our website is based on the opinions and knowledge of our content contributors and should not be considered financial or business decision-making advice. Visitors are encouraged to consult legal and financial experts before making any decisions for their businesses. Mogul Digital will not be held liable for business decisions made by visitors.